Meet The Hallas Team

The Hallas Team

Ann Sartin and Cindy Hallas

Ann Sartin and Cindy Hallas

All About Ann Sartin

Ann Sartin LOA headshot

I have been in the mortgage business since 2005 as a Loan Processor. In May of 2016 I decided to obtain my Mortgage Loan Originator license and become license in three states: Arizona, California and Nevada.  I want to broaden my horizon in other states while expanding my business opportunity. Upon becoming licensed, I have moved positions and have taken a more active role in the loan process as Loan Officer Assistant who oversees, all loan transactions from start to finish (assisting in the originating, executed contracts, to processing, underwriting, loan documents, to funding and recording). My years of experience as a processor allows me to oversee all steps involved on the transaction easier.  I play the primary role with our clients, our REALTORS® partners, title, appraiser, Processors, Underwriters, Closers, Funders and other vendors.  My role is to be the point of contact in keeping all parties informed on status as well as securing our loans continue moving forward in the process until we are closed.

The best part of being in this new role, is I am solely responsible for taking the loan from start to finish setting up the loan properly in my systems from the beginning.  As a processor, I would get the loan halfway through the process many times having to either redo or undo some of the steps that were taken before.  I find my strengths are being detailed oriented and getting these loans setup properly from the very beginning allows me to navigate our clients through the process the right way and make this a much smoother and easier process for our clients.  I believe in simplifying the process for all parties involved yet asking for all necessary documentation upfront.  This makes it much easier for our clients in addition to increasing our chances of obtaining referrals.  Our best compliment is when our current and past clients refer their family, friend and colleagues to us.

I also enjoy the added responsibility of keeping in touch with our REALTORS® partners and keep them informed of the status, what to expect next, how to help set up contracts to set our clients up for a SUCCESSFUL closings and assisting them with my expertise in guidelines, and loan structuring.  I take pride in my work and proved excellent customer service to our clients.   Customer service is our number one priority and communication is our primary way to secure this stellar service that each of our clients and REALTORS® deserve.

VIP Mortgage, Inc is such an incredible company with access to many different investors and I am excited about working with one team rather than multiple loan officers.  I am confident I will assist Cindy Hallas grow her business with my support and experience.  I know with her guidance I will continue learning and growing my personal and professional goals.  So as a team, we are ready take this to the next level.  I am so excited to see where our potential is and how much we can improve this industry one loan at a time.

Outside of the mortgage world, and in my personal life, I am a proud mother of 2 beautiful girls 19 and 11. I’m also a stepmom to my 23 older step son and 15 year old step daughter along with being a grandmother to our 2 year old grandson with another one on the way. My husband and I come from rather small families and we still believe that family comes first. We love to spend our time outdoors hiking, camping, going on trails, riding in the Razer or trips to the sand dunes. Both our daughters play sports in which we are very active parents in and are actively involved supporting and attending all the games and supporting out during practice.