Documentation

**All your Purchase and Refinance needs at one stop!
You will have access to over 40 investors with hundreds of loan programs for your individual loan need.  You will also have a huge variety of loan programs from full documentation to No employment, Stated Income,  and other limited documentation for Owner Occupied, 2nd home/Vacation to Investment properties.

Email me today to get your loan process started.  It will be a painless and smooth process.  You will wish we met much earlier to take advantage of your first mortgage transaction or decided to purchase earlier now you know how easy a mortgage loan process can be.

Email:  challas@vipmtginc.com  Direct:  602-793-9061  

These are the typical documentation you will need in order to process your Mortgage:

 

Application items:

  • Clear color copy of driver’s license
  • Current copy of your mortgage statement (s) for each property owned
  • current copy of home owner’s insurance statement for each property owned
  • current copy of HOA statement for each property owned
  • current copy of property tax information
  • Current Lease on any investment property

Income items:

  • 2017 and 2018 Federal Tax Returns (all pages)
  • 2017 and  2018 W2’s / 1099’s / K-1’s
  • Current 30 day pay stubs (for all jobs)
  • Current Social Security Award letter
  • Current Pension pay stub or letter showing income

Assets items:

  • Current 2 months bank statements (all pages – even if they are blank).  Please source any non-payroll deposits with a copy of the check image and letter of explanation to source the deposit.
  • Current retirement statement – if applicable

Other Miscl Items:

  • Child Support Documents, court ordered
  • Divorce Decree
  • Bankruptcy documents

Please be aware these documentation will determine if we need further information such as letter of explanations, paper trail of funds or deposits, or other information.  Thank you very much.  I look forward to assisting you with your valuable asset…

 

Call or email me to get a glance of what a mortgage process should be.

Email: challas@vipmtginc.com Direct: 602-793-9061

 

 

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