Meet: Cindy Hallas

Conventional Loan Limits are now $766,550, a loan amount above this is considered JUMBO financing which follow very different guidelines.  VA does not have a max Loan limit. Anything above Conventional financing will be consider JUMBO VA financing.  FHA loan limits will vary based on what county you live in.  Please be sure to reach out to me directly for the updated amount.  Thank you.**

**Please understand loan amounts have changed. 

Meet Your
ASL Loan Officer

Cindy Hallas

My main focus as ASL Loan Officer is communication. I want to communicate in your first language. The process can get very complicated and a bit overwhelming. It is vital for me to be able to communicate to you in your first language face to face (Microsoft Teams, Zoom or Facetime) to secure we understand each other and we do not miss out on any language barriers. I find that using an interpreter is not as effective so I only communicate directly with my clients. I need to know you understand.

Mortgage Industry Acronyms

Some people do not believe I am speaking English when taking a loan application.  I wonder why sometimes, but then again, after filming this video, I see why the public is confused when I speak in "Mortgage Jargon".  Funny part is these are just a few acronyms we use.  I can break it down for you.  Ha.. Enjoy! 

TRUSTED SERVICE

Over the years, I've helped hundreds finance the purchase of their new  home.  From first-time homebuyers to repeat buyers to Jumbo and Investment properties.   I'll help answer any questions you may have about your financing needs.

HASSLE-FREE
EXPERIENCE

My team and I have been helping families since June 1st, 1998.  Don’t allow lack of experience or knowledge get in the way of you qualifying for a mortgage. My extensive knowledge and background in the mortgage industry, allows me to guide  you from start to finish.

WHY RENT WHEN
YOU CAN BUY

Why rent when you can buy.  In many cases, your mortgage payment can be just as affordable as your rent payment.  Learn how to position your home loan for success today and for years to come.

PROVEN TRACK RECORD

With years of experience, and an understanding of current trends, I can help you navigate the mortgage process to get your best loan that meets your families needs.

Purchasing

When you're buying a home, there's no one more important than the person you choose to guide  you through the lending process.   We'll explain the process of financing your new home, guide you through all details, and get closed on time.

Refinancing

Our team helps with your refinancing needs as well  Do you need to restructure debt, perhaps make those much needed home improvements?  How about tapping into your equity in your home to get it working better for you today?  We can help.

Offering CE Classes for Real Estate Professionals in multiple states.

www.freececlass.com