** Please understand loan amounts have changed. Conventional Loan Limits are now $726,200, a loan amount above this is considered JUMBO financing which follow very different guidelines. VA Loan limits are also at $726,200 and above will be consider JUMBO VA financing. FHA loan limits will vary based on what county you live in. Please be sure to reach out to me directly for the updated amount. Thank you.**
Cindy Hallas
My main focus as ASL Loan Officer is communication. I want to communicate in your first language. The process can get very complicated and a bit overwhelming. It is vital for me to be able to communicate to you in your first language face to face (Microsoft Teams, Zoom or Facetime) to secure we understand each other and we do not miss out on any language barriers. I find that using an interpreter is not as effective so I only communicate directly with my clients. I need to know you understand.
Over the years, I've helped hundreds finance the purchase of their new home. From first-time homebuyers to repeat buyers to Jumbo and Investment properties. I'll help answer any questions you may have about your financing needs.
My team and I have been helping families since June 1st, 1998. Don’t allow lack of experience or knowledge get in the way of you qualifying for a mortgage. My extensive knowledge and background in the mortgage industry, allows me to guide you from start to finish.
Why rent when you can buy. In many cases, your mortgage payment can be just as affordable as your rent payment. Learn how to position your home loan for success today and for years to come.
With years of experience, and an understanding of current trends, I can help you navigate the mortgage process to get your best loan that meets your families needs.
Some people do not believe I am speaking English when taking a loan application. I wonder why sometimes, but then again, after filming this video, I see why the public is confused when I speak in "Mortgage Jargon". Funny part is these are just a few acronyms we use. I can break it down for you. Ha.. Enjoy!
CMG Financial™ is a registered trade name of CMG Mortgage, Inc., NMLS ID #1820 in most, but not all states. CMG Mortgage, Inc. is an equal housing lender. Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act No. 4150025.; AZ #0903132; Colorado regulated by the Division of Real Estate; Georgia Residential Mortgage Licensee #15438; Mortgage Servicer License No. MS068. Massachusetts Mortgage Lender License #MC1820 and Mortgage Broker License #MC1820; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the New Hampshire Banking Department; Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker – NYS Department of Financial Services; Ohio Mortgage Broker Act Mortgage Banker Exemption #MBMB.850204.000; Licensed by the Oregon Division of Financial Regulation #ML-3000; Rhode Island Licensed Lender #20142986LL; Registered Mortgage Banker with the Texas Department of Savings and Mortgage Lending, and Licensed by the Virginia State Corporation Commission #MC-5521. Licensed by the Washington Department of Financial Institutions under the Consumer Loan Act No. CL-1820. CMG Mortgage, Inc. is licensed in all 50 states and the District of Columbia. Offer of credit is subject to credit approval. NMLS Consumer Access (www.nmlsconsumeraccess.org).
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If you are ready to start the financing of your new home,
give me a call. I'm happy to answer all your questions.